Document Checklist and Instructions

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

1. Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use whiteout.
2. If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
3. If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
4. To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
5. If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
6. If applicable, provide a copy of your divorce decree and settlement agreement.
7. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
8. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
9. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. (This should be with your closing loan documents.)

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Allied Home Mortgage Capital - 2161 Lexington Road, Suite 8 - Richmond, KY 40475
Richmond Phone: (859) 624-1442 Lexington Phone: (859) 263-2008 Toll Free Phone: (866) 826-7789
Toll Free Fax: (877) 826-2564 Richmond Fax: (859) 624-1429 Lexington Fax: (859) 263-1007

Allied Home Mortgage Capital Corporation is the largest U.S. privately held mortgage banker/mortgage broker, with hundreds and hundreds of offices in 50 states and the Virgin Islands. Allied is approved with hundreds of investors with several thousand programs and innovative partnerships have allowed it to deliver customized products to each borrower. Combined with the energy of branch managers who have the freedom to respond to local market conditions, Allied has experienced sequential double-digit growth since it was founded in 1991.  Our home office is located at 6110 Pinemont Drive, Houston, Texas 77092.  Phone (713) 353-0400.

NMLS#MC22368 

Allied provided website: www.mortgageasap.com/ky/2866

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